Educational Resources

Your downpayment refers to the initial payment you make when buying a property through mortgage financing. A downpayment is always required when purchasing, because in... Read More

Being a home owner is excellent, having a huge mortgage isn’t. So, if you have a mortgage that you’re looking to get rid of as... Read More

If you’re like most Canadians, chances are you don’t have enough money in the bank to buy a property outright. So, you need a mortgage.... Read More

There is no doubt about it, buying a home can be an emotional experience. Especially in a competitive housing market where you feel compelled to... Read More

So you’re thinking about co-signing on a mortgage? Great, let’s talk about what that looks like. Although it’s nice to be in a position to... Read More

Although it’s ideal to have your mortgage paid off by the time you retire, that isn’t always possible in today’s economy. The cost of living... Read More

Sometimes life throws you a financial curveball. Bankruptcy and consumer proposals happen. It doesn’t mean your life is over, and it doesn’t mean you won’t... Read More

It’s a commonly held belief that if you’ve made your mortgage payments on time throughout the entirety of your mortgage term, that the lender is... Read More